Archive for category life insurance

How Does Depression Affect Life Insurance Rates?

Depression, Suicide and Life Insurance - A Case Study

You may have come to terms that a lot of the time your life insurance will not accept you if you’re not entirely healthy. However, this is untrue. The term “the healthier you are, the cheaper your life insurance” is not correct, it’s a false statement. One may not realize that mental health is covered by many health insurances is, but they are very picky about what types of disorders they cover. If you suffer from depression you may be wondering how it will affect your life insurance, keep breeding we will discuss how life insurance is affected by depression even if you need life insurance over 60.

Which Mental Health Disorders Are Covered?

You …

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How your mental health history impacts your life insurance rates

If you are considering getting life insurance over 50, there are a couple of things that you should know. One of these things is that your mental health history impacts your life insurance rates, and this can mean that you are paying more or less than other people. These are some of the information that you need to know about how your mental health history can impact your life insurance rates when you are near retirement:

The type of mental health problems that you might have

If you are struggling with mild depression for a year or two, it won’t affect your life insurance over 50. It is normal, or almost normal, to …

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